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Retirement Planning Notebook

Retirement Planning: How Much Should I Contribute and What Are My Options?

Planning for retirement may not feel urgent when you’re focused on day-to-day responsibilities, but small steps now can make a big impact later. Whether you’re a nurse working double shifts or a professional balancing family and finances, knowing how much to contribute, and where to contribute, can bring confidence and control to your future. In […]

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career growth strategies

Investing in Your Career: Is Further Education or Certification Worth It?

Career growth doesn’t just happen; it’s something you build step by step. For nurses and other workers alike, a common question comes up: should I invest in more education or certifications? It’s not just about chasing a diploma or adding letters after your name. It’s about making smart choices that lead to long-term impact. In […]

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plant growing out of coins to show how investment grows as financial tips for nurses

Investing 101: How to Start Growing Your Wealth (Even If You’re Paying Off Debt)

Thinking about investing but feeling overwhelmed? You’re not alone. Whether you’re just starting your career or working long shifts while managing debt, investing can feel out of reach. But the truth is, even small, steady steps can make a big difference. In this guide, we’ll break down what investing means, how to start, and how […]

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what is DTI

What is DTI and How to Improve Yours

When applying for a loan, one of the first things lenders look at is your DTI—but what does that mean? It stands for Debt-to-Income ratio, and it measures how much of your monthly income goes toward paying debts. If your DTI is too high, it can be harder to get approved for loans—even if your […]

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